About this tool
What is
Get Secure?
Get Secure is a self-directed planning tool for anyone living with financial insecurity -- on any income, in any country.
It is built on a simple idea: you already have more than you know. Your lived experience, skills, relationships, and resilience are human capital -- assets that can be activated, developed, and multiplied. This tool helps you see that clearly, plan deliberately, and move forward with your own agency intact.
The threshold hypothesis
Research by Kahneman, Deaton, and Killingsworth shows that there is a crossing point -- a level of income at which financial stress lifts, choices expand, and wellbeing improves significantly. We call this the threshold.
This tool calculates your personal threshold, models the pathway to reaching it, and builds a plan around your specific human capital and circumstances. The goal is not wealth. It is income security -- enough to feel stable, to stop surviving and start living.
Read the full research: Exploring the Threshold Hypothesis -- Academy of Life Planning
AI as a human capital multiplier
AI has fundamentally changed what is possible for people with limited financial resources. Learning that once required expensive courses now happens in minutes. Communications that once required professional help can now be written in seconds. Planning that once required paid advisers is now accessible to everyone.
Get Secure includes an AI Multiplier Audit -- a structured exercise that identifies exactly where AI can compress your timeline from financial insecurity to income security. It covers five zones: learning faster, earning more, building cheaper, reaching further, and managing better.
The four stages
Goals
Surface your identity, values, and north star through a focused values exercise, the Hero's Journey, and a grounded Income Security Purpose Statement.
- * 5 core values + anchor value
- * Character statement
- * Hero's Journey narrative
- * Personal SWOT
- * Income Security Purpose Statement
- * 7 affirmations
- * Threshold Life Script (2 min)
Actions
Audit your human capital, identify the 3 most realistic income levers, and discover exactly where AI can multiply what you already have.
- * Human capital audit
- * 3 income levers identified
- * AI Multiplier Audit (5 zones)
- * Obstacles and root causes
- * 30-day Threshold Sprint
- * Daily minimum viable habit
Means
See your financial reality clearly, calculate your Threshold Number, and model two futures -- the Base Case and the Threshold Case.
- * Current financial snapshot
- * Your Threshold Number
- * Base Case 5-year forecast
- * Threshold Case 5-year forecast
- * Comparison table
- * 7-milestone timeline
Execution
Build a sustainable daily system using the simplest possible structure -- with AI as your free, always-available coach.
- * Daily execution ritual
- * AI coaching protocol (5 prompts)
- * Peer accountability plan
- * Detox reflection
Built on these principles
Takes about 60-90 minutes end to end.
Begin your planAcademy of Life Planning . Built by Steve Conley . academyoflifeplanning.com